Bridge The Gap Between Your Financial Goals and Your Reality

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What Are You Waiting For?

Get Started With Our Process

At NJ Retirement Planning, you’ll receive personalized retirement planning that aligns with your unique risk requirements. You’ll be supported every step of the way, with strategies designed to bridge the gap between your financial goals and reality. With expert guidance, you’ll have the resources you need to navigate your financial path and achieve your retirement goals on your terms.

Explore

To start, you'll connect with an expert who will review your current financial situation, establish common ground, and help outline your goals.

Develop

After thoroughly examining your financial position and objectives, a comprehensive plan will be created to guide you toward a stable financial future.

Execute

Once the best plan is determined, it will be put into action, bringing you closer to your ideal retirement.

Learn Who We Are

What Makes Us Different

A strong focus will be placed on cultivating a lasting relationship, prioritizing your aspirations and well-being.

Tailored strategies and comprehensive support will be provided at every stage of your financial journey.

With a commitment to being your trusted guide, you'll be empowered to achieve your retirement goals in a way that's uniquely yours.

meet our team

Joel V. Russo

founder/principal

Phone/Text: (732) 359-3990

Barbara Javier

Client Advocate

Phone/Text: (732) 359-3990

robert haggan

medicare specialist

Phone/Text: (732) 890-8261

annemarie schreiber, esq

CELA ATTORNEY

Phone: (732) 349-1212

STEVEN BUDRICK

TAX ACCOUNTANT

Phone: (732) 359-0290

CRISTINA COLLADO

EVENT PLANNER

Phone/Text: (732) 359-3990

LAUREN RUSSO

MARKETING

Phone/Text: (732) 359-3990

Adam puharic

Property/Casualty Consultant

Phone: (732) 655-6200

Still Have Questions About NJ Retirement Planning? Contact Us Today!

You’ll receive assistance in achieving your financial goals through tailored strategies and personalized solutions designed to meet your unique needs.

Joel Russo

Owner/Founder

Joel Russo is a New Jersey native and has been in the financial services industry for more than 35 years. He is dedicated to helping his clients reap the rewards of a well-planned retirement. Unlike many financial professionals, Joel specializes in the retirement market, "the over 50 crowd,” and has dedicated his practice to educating this community with workshops on topics relating to income from the right sources, taxes in retirement, RMD pitfalls and legacy planning.

Joel's "Over 50" area of concentration was inspired years ago when he witnessed the challenges faced by his parents who had not been advised properly regarding retirement issues. Joel's passion then became helping his clients to avoid some common retirement mistakes.

Throughout his career, Joel has met with and continues to consult with several hundred planners like himself around the country to learn, grow and build the skills necessary to help his clientele enhance their overall financial situation in retirement.

Understanding that continued learning is essential to adapt and evolve in an ever-changing financial industry. Joel has been published in many articles over the years from Newsday, U.S. News and World Report and Yahoo Finance. Along with hosting educational events, Joel has authored a book titled Amazing Retirement: The Retirement Specialist’s Guide to a Strong Financial Future.

Joel and his wife, Gina, have three daughters and two grandchildren and reside in Ocean County.

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