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NJ Retirement Planning, LLC

Featured In The Media

We’re consistently recognized and prominently featured across various news and media platforms. Our reputation as an expert in the field of retirement planning has garnered substantial attention. We invite you to explore a selection of our most recent features and articles below.

Articles & Features

3 Changes Baby Boomers Should Make to Their Retirement Strategies Now That Trump is President Again

Baby boomers and others nearing retirement should pay careful attention to their investments, especially now that newly elected President Donald Trump is shaking up the economy.

Here's How Retirement Changes Your Taxes

How you approach taxes in your golden years and in the years before retirement can dramatically impact how much you pay.

One Simple Tip for Planning The Three Stages of Retirement

Dreading the idea of retirement? This planning technique for the 'go-go, slow-go and no-go years' can lessen the worry and help you save efficiently.

10 Reasons to Leave Your Heirs a Roth IRA

Including a Roth IRA in your estate plan has clear advantages, which can be passed along to your heirs for years to come. But if passed down incorrectly, you heirs won't reap the full benefits.

Tax-Loss Harvesting: Protect Your Wealth, Reduce your Tax Bill

There are two types: Traditional policies are like good old vanilla ice cream. Hybrid policies are topped with interesting options. Both have pros and cons.

5 Questions to Ask Before You Buy an Annuity

Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions.

7 Unexpected Medical Expenses That Can Drain Your Retirement Savings, According to Experts

Even if you prepare for the cost of healthcare — including doctor's visits, treatments, prescription medications, health insurance premiums and other out-of-pocket costs — it's hard to think of everything that might come up.

Which Type of Long-Term Care Insurance Works for You?

There are two types: Traditional policies are like good old vanilla ice cream. Hybrid policies are topped with interesting options. Both have pros and cons.

You Need a Retirement Contingency Plan: Five Steps to Get It Done

Planning for the unknown in retirement might sound impossible, but you can manage it by breaking it down into these five components.

Benefits of Charitable Contributions You May Be Overlooking

There are many tax, estate and income benefits when you donate to charity, especially if you make use of a charitable remainder trust (CRT).

Retirees: Make Your Money Last With Stable Income Strategies

To avoid running out of money in retirement, you need to be able to generate reliable income — without relying on Social Security. Passive income is the key.

Taming Risk: Offensive vs Defensive Investing Strategies

As you plan for retirement, it's important to know what level of financial risk you're taking with your investments and how to manage that risk.

How You Can Tackle Health Care Costs in Retirement

Doctor visits and medications are only part of the challenge of health care costs — there’s also long-term care planning. Here’s what you can do.

Life Insurance vs. Annuities: Which Is Better for Seniors?

There are many financial tools that seniors can leverage.

6 Ways to Make Passive Income from Your Social Security Check

For many retirees, a Social Security check is all they have to live on during their retirement years.

What is an Annuity?

An annuity is a contract with an insurance company that gives you an income stream.

Falling behind on retirement savings? 4 steps to get back on track in 2024.

This is 'pretirement': Time to get serious. Here's how to catch up on your retirement savings in the new year.

Is It Better to Invest in an IRA or CD?

Investing for your future is almost always a wise long-term financial move.

Long-Term CDS: Everything To
Know

What are today's long-term CD interest rates?

Value Averaging: An Investing Strategy to Avoid

Value averaging has too many flaws and won't boost your returns.

4 Mistakes to Avoid With Your First 401(K)

From saving too little to getting rollovers wrong, these missteps will cost you.

Tax Filing Mistakes That Will Delay Your Refund

Tiny mistakes can cause delays in getting your tax refund.

What to Do If You Put Too Much in a 401(k) Last Year

Saving too much in retirement accounts can have costly tax consequences.

Decisions, decisions: How to Spend - or Save - Your Tax Refund

Decisions, decisions: How to spend - or save - your tax refund.

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Amazing Retirement: The Retirement Specialists Guide To A Strong Financial Future!

“Amazing Retirement: The Retirement Professional’s Guide to A Strong Financial Future” is an informative guide authored by Joel Russo aimed at helping individuals navigate the complexities of retirement planning.

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