As you near retirement, we’ll review your current retirement accounts, such as pensions, IRAs, SEPs, 401k plans, and annuities. After our assessment, we’ll offer a detailed summary of distribution options, guiding you towards the most efficient way to transform these assets into a steady income stream during your retirement.

Cutting down on taxes is something most people aim for. With our tax planning services, we use specific financial products to help decrease your tax payments. Our team employs different strategies to save you money on taxes, especially during retirement. Together, we’ll go through the complex tax rules, making sure you keep more of your hard-earned money.

In your retirement strategy, protecting your existing assets is a top priority. Together, we’ll create a detailed plan to safeguard the progress you’ve made. Moreover, we offer essential guidance on shielding yourself and your savings from possible obstacles, ensuring your financial security endures over time.

All investments involve risk. At NJ Retirement Planning, the level of risk you should consider depends on your current investment phase. Our core belief is that you won’t take on unnecessary risk as you progress toward retirement.